Getting a loan for your property is usually stressful and tedious. Not to mention, you could lose money if you make the wrong decision. However, we’ve listed the best mortgage brokers in Wellington here to guide you through it.

We opted for those who have considerable experience and skill in the field of finance. Second, we picked those with excellent responses and work ethics as well as high client ratings.

If you’re ready to go on, here are the best mortgage brokers in Wellington!

The Best Mortgage Brokers in Wellington Reviewed

1)  Scott Yu – Loan Market

BEST FOR	Construction loans
SERVICES	First home mortgage Mortgages Financing Construction loans Self-employed loans Home loans
WEBSITE	https://www.loanmarket.co.nz/scott-yu
ADDRESS	20 Moorefield Road, Johnsonville, Wellington 6037, New Zealand
CONTACT DETAILS	+64 21 187 9347
OPERATING HOURS	8:30-5 pm Monday to Friday only

Scott Yu is a professional mortgage broker in Wellington who can help anyone, from first-time to self-employed homebuyers. He also helps with construction loans and refinancing processes.

As a part of such a large national group, Loan Market, he has access to over 20 financial lenders to help with your mortgage loan. Thus, you can find the best and lowest rates to achieve your dream house.

You can trust in his services not only because of his years of experience but also for his sufficient knowledge in finance as a graduate of Bachelor of Commerce. 

He can also easily communicate using English and Mandarin because he is fluent in these two languages, so bilingual clients may consider him to be one of the best mortgage brokers in Wellington.

Highlights

• Access to 20 financial lenders
• Bachelor of Commerce degree with Major in Finance
• Proficiency in English and Mandarin
• Self-employed loans and first-time buyers

Customer Reviews

John Ceu Lian, a first-time homebuyer, was impressed by Scott Yu’s responsive and high-quality services. Here’s what he has to say: 

Scott was great. As a first home buyer we didn’t know anything about owning a house but scott helped us with everything and he made it possible for us to purchase a house. He was always down to answer your questions and he was always making it comfortable for us to talk to him. Highly recommended. We thank you scott for all your hard work!

2)  Gareth Humphreys – Capital Advice

BEST FOR	First home buyers and people buying their first investment property
SERVICES	First Home Loans, Property Investing, Refinancing, Mortgage Reviews and Advice
WEBSITE	http://capitaladvice.co.nz/home-loans/
ADDRESS	344 Tinakori Road, Thorndon, Wellington 6011, New Zealand
CONTACT DETAILS	[email protected] 021 034 6471
OPERATING HOURS	Monday to Friday: 8 AM – 7 PM

Gareth Humphreys is a mortgage adviser for three years now. For 20 years, he worked for banks; 10 years at HSBC in the UK; and 10 years for Westpac in New Zealand in private banking.

When it comes to services, Capital Advice knows how to work their magic. They waved their mortgage wands and poof!

We had a list of options tailored just for us. Their expertise in navigating the mortgage maze was truly spellbinding.

Convenience is the name of the game, and Gareth played it like a pro. We never had to deal with the hassle of juggling paperwork or endless phone calls.

He swooped in like a superhero, taking care of all the nitty-gritty details while we sat back and sipped our morning coffee. Talk about a stress-free experience!

Capital Advice has earned their stripes in the mortgage game, and it’s no surprise why. Gareth’s track record speaks for itself, like a chorus of satisfied customers singing his praises.

With a reputation as solid as a brick house, we felt confident entrusting them with our financial dreams.

Gareth helped us navigate the murky waters of mortgage rates and fees, ensuring we got the best deal possible. Who needs a discount broker when you can have a broker that delivers real value?

Unfortunately, they operate on appointment basis on weekends. We advise checking in with them ahead of time to secure your slot.

Highlights

• Expert guidance
• Tailored mortgage options
• Minimal paperwork
• Hassle-free experience

Customer Reviews

Cara Penfold on Google remarked:

Gareth worked with myself and my partner Pete to help us to successfully purchase our first home together at the end of 2022. Throughout the whole process Gareth made us feel at ease and helped us to understand a whole new process with excellent clarity. Coming from a knowledge of zero, Gareth helped us to navigate the process of applying for our mortgage approval, how to make an offer, choosing the correct mortgage for us and then understanding what comes next. We highly recommend Gareth for his service and if your a first time buyer you are in good hands. No question felt too small or silly whenever we got in contact with Gareth.

3) Andrew Perry – Mortgage Market

BEST FOR	Seamless Process for Loaning
SERVICES	First Home Buyers   Property Investors Homeowners
WEBSITE	https://www.yourhomeloan.co.nz/
ADDRESS	Wellington, New Zealand
CONTACT DETAILS	020 4094 6120   [email protected]
OPERATING HOURS	Monday to Saturday: 8am – 8pm

Andrew Perry is a qualified mortgage advisor of Your Home Loan, which is based in Wellington. He works with investors and first-home buyers as well as homeowners.

He has a great standing with the major banks such as ANZ, ASB and Westpac. This competitive edge lets him get you a lower interest rate for your loan where others fail.

For him, it’s all about understanding where you are and what you want to achieve in property. So, give him a call to discuss your requirements and future investments.

Needless to say, he makes the loan process relatively easy and hassle-free for clients, which is one of the reasons why we consider him to be among the best mortgage brokers in Wellington.

Highlights 

• Qualified mortgage advisor
• Seamless process
• Gets you a lower loan interest rate
• Works with NZ’s major banks 

Customer Reviews

We included Andrew in the best mortgage brokers in Wellington list partly because of how positive clients’ testimonials are for him. Check out the review of Brendon and Xaviera on the website:

“​Totally recommend Andrew! He takes the hassle out of applying for a mortgage by dealing with all the paperwork and legwork with the banks. Simple. Easy. Fast. Great Follow Up.“

4)  Stephanie Murray – Stephanie Murray Mortgages

BEST FOR	Individual Mortgage Solutions
SERVICES	First Home Buyers   Investment New Builds Commercial Refinance
WEBSITE	https://www.stephaniemurray.mortgage/
ADDRESS	Equinox House Central level 15/111 The Terrace, Wellington Central, Wellington 6011, New Zealand
CONTACT DETAILS	+64 800 330 022
OPERATING HOURS	24/7

Scared of being rejected on your loan? Or maybe you need help because you’re buying or building your first house? Stephanie Murray, one of the best mortgage brokers in Wellington, can sort you out.

Since each person’s circumstances differ, she aims to provide a tailored loan solution. Also, she will list all your options for you to decide on the best one.

Once your loan is approved, you can receive payment via the country’s most prominent banks and lenders. ANZ, BNZ, Westpac, First Mortgage Trust, Bluestone Mortgages are some of them.

They offer a free 30-minute consultation at their Wellington office. Here, you’ll find out whether you can loan or receive funding of a certain amount for the property.

Highlights 

• Can advise on a range of finance options
• Tailored loan solutions
• Free 30-minute consultation

Customer Reviews

One client’s comment is displayed on their website. It reads:

“Stephanie and her team were the best, so fast from the first phone call to the first meeting to getting the loan we needed. They were very friendly and helpful. I wish we had heard of them sooner.”

5)  Sam McLennan – Approved Mortgages

BEST FOR	Financial Security for Your Property
SERVICES	Overseas Buyers   First Home Buyers Self-Employed Home Loans New Build Construction Loans Refixing & Refinancing Property Investors
WEBSITE	https://approvedmortgages.co.nz/about-us/
ADDRESS	247 Mitchell Street, Brooklyn, Wellington 6021, New Zealand
CONTACT DETAILS	+64 800 562 6669   [email protected]
OPERATING HOURS	Monday to Friday: 9am – 5pm

Approved Mortgages was formed to help people make ‘smarter home loans’. Lots of people have been losing thousands of dollars in purchasing a property, and they want to help more buyers avoid this.

With a great financial advisor on your side for handling your loans, you’ll be able to have financial security and peace of mind. Sam McLennan is one of the best mortgage brokers in Wellington we’d recommend for this.

He’s an authorised financial consultant and the co-founder of this company. He is laid-back and friendly yet always delivers great service, sparing clients most of the trouble involved in seeking a mortgage.

Highlights 

• Committed to your financial security
• Authorised financial consultant
• Laid-back and friendly
• Good-value interest rate

Customer Reviews

One customer, Matt Jones, wrote this on Google:

“Great mortgage broker in Wellington – Sam and Andy provided brilliant advice and secured an excellent rate, much better than when I approached my bank direct. Easy to deal with and made the loan process stress-free.. Cheers guys.”

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And that concludes our list for the best mortgage brokers in Wellington. They’ll handle the stressful things, leaving you free to relax and take care of other property matters.

Did we miss any other brokers off this list? If you think we did, please let us know by dropping us a line and we might include them here.

Also, you may like to read about the best home builders in Wellington. You can have a mortgage broker acquire a construction loan for you to fund your new building project.

And once you’ve secured your new home, you may want to have a look at our list of best moving companies in Wellington too!